Solutions

Built for the way
modern commerce actually works.

FUGU is the first fraud platform to decouple payment acceptance from payment verification — fighting fraud at every point of the transaction lifecycle, not just at checkout. Six solutions, one continuous risk engine.

New in 2026

AI agents have entered commerce. Most fraud systems don't know how to handle them.

ChatGPT, Claude, Gemini and other agents are beginning to shop on behalf of consumers. FUGU helps merchants distinguish trusted automation from emerging fraud patterns.

ChatGPT
Claude
Gemini
Perplexity
Operator
FUGU
91.7%
recovered declines
One Project · fashion retail
Revenue recovery

Most declined orders aren't fraud. They're missed revenue.

Industry research shows that many declined transactions belong to legitimate customers. FUGU helps merchants recover that revenue without increasing fraud exposure.

Core engine

A risk engine that learns throughout the transaction lifecycle.

Risk shouldn't be frozen at checkout. FUGU continuously reassesses transactions as new signals emerge.

Assess
Monitor
Classify
Reassess
Under guarantee
$39.83 USD
86% revenue growth at JD Sports
Backed by Munich Re
Liability shift

We take the risk, you take the revenue.

FUGU's hybrid guarantee model allows merchants to unlock additional revenue while reducing financial exposure from fraud-related chargebacks.

Built for payment providers

Launch fraud protection without building a fraud team.

Offer advanced fraud prevention, KYC, and dispute management to your merchants through a single platform.

PSP
Internal use
Reseller
Mastercard Incentive Program
User verification
Document collection
Initial risk score
Day-one operations

Fraud prevention should start before the first transaction.

Identity abuse often begins during onboarding. FUGU helps businesses verify customers and establish trust from day one.

Six solutions.
One conversation.

Most merchants start with one — usually Risk Scoring or Chargeback Guarantee — and expand as the results compound. Modular platform, performance-based pricing, short onboarding.

Contact us
Industries

Built for industries where fraud directly impacts growth.

Every industry has its own fraud signature. Fashion deals with wardrobing. Crypto deals with first-party fraud. Travel deals with last-minute disputes. FUGU adapts to all of them through the same continuous risk engine — without forcing your team to re-learn the platform.

Don't see your industry listed? Let's talk.

Every business faces unique fraud challenges. FUGU's risk engine adapts to your business model, customer behavior, and transaction patterns.

Contact us
Company

Built on a simple belief:
every legitimate customer deserves a yes.

Before the internet, Grandpa Moshe never turned customers away. Trust was built in person, over time. Today's online merchants face a harder version of that same question — and most fraud systems answer it badly. FUGU rebuilt the answer from scratch.

Why FUGU

Declining customers should be the exception, not the strategy.

Growing competition and rising online traffic costs forced merchants to adopt frictionless checkout experiences — limiting their ability to verify transactions before payment. The result: a generation of fraud tools built to make snap decisions in milliseconds, declining anything that smelled unfamiliar.

The rise of advanced fraud types — synthetic identities, friendly fraud, account takeover — exposed the limits of that approach. These patterns are simply undetectable at the payment phase. They reveal themselves only after.

So we asked the obvious question: what if you could keep watching? What if the fraud decision didn't have to end at checkout? FUGU is the answer — the first continuous, post-payment fraud mitigation architecture, designed to fight for every legitimate transaction, not against it.

5
Fraud types covered
Identity theft · Friendly fraud · ATO · Synthetic IDs · Policy abuse
3
Payment models supported
BNPL · Subscriptions · POS funding
400+
Active merchants
across 12+ verticals globally
Values

Four principles that guide every decision.

From product roadmap to customer onboarding, these are the convictions we keep coming back to.

01

Decision over decline.

Saying no is easy. Saying yes responsibly is the work. We default to finding the path that keeps revenue moving and trust intact.

02

Risk is a story, not a moment.

A fraud signal at checkout is one frame of a longer narrative. We listen to the whole transaction lifecycle before we make conclusions.

03

Build for the merchant first.

Fraud teams shouldn't have to learn five tools to do one job. Every feature we ship has to make merchant operations simpler, not just more sophisticated.

04

Be honest with the numbers.

Performance-based pricing only works if we show our work. We're transparent about what we caught, what we missed, and what we recovered.

Careers

We're building the future of trust in commerce.

We hire curious people who love solving hard problems across fraud, payments, AI, and commerce.

Building pipeline

Don't see your role? Tell us anyway.

We're always looking for talented people who want to work on hard problems in payments and fraud. If you think you'd add something to the team, send us your story — we read every message.

Contact us

Same convictions.
New conversations.

Whether you're a merchant, a payment partner, or someone who wants to work with us — we'd rather talk than email. 30-minute call, no slides.

Contact us
FUGU Insider

Insights from the future of commerce.

Analysis, case studies, fraud trends, AI-driven shopping behavior, and lessons from the businesses shaping online commerce.

Articles

From the blog.

Case Studies

Results measured where they matter.

Real merchants. Real performance. Real revenue impact. Click any story to read the full breakdown.

Stay ahead of what's changing
in fraud and commerce.

One email per week covering emerging fraud trends, AI-driven shopping, customer stories, and practical insights from the FUGU team.

Contact us
Back to Insider
Compliance

Two Networks. One Tighter net.

May 2026 · 6 min read · NS Nimrod Shory
Key takeaways

    Got a story
    worth telling?

    If you're seeing fraud patterns or compliance shifts that deserve their own breakdown — tell us. Some of our best Insider pieces started as a single screenshot from a merchant.

    Contact us